As someone who forgot to do a proper backup in the past and got screwed by PayPal, I'd definitely recommend cryptocurrency payments. Once the transaction clears it's at the destination and cannot be put on hold or blocked.
When I was young and dumb I thought those high PayPal fees for them to "protect me" was something good, but then I realized, what are they protecting me from? If I needed protection from 99Stack because I didn't trust them, then why would I even be here?
The only thing PayPal "protected" me from here was my own work, yes you heard it right, their random charge back caused my server to destroy itself because I could no longer afford it with a negative account balance. 😠
99Stack support did a great job helping me restore my work tho 👍️